who we serve
You’ve been careful and diligent your entire life, and retirement is when it pays off.
Our goal is to help you develop a comprehensive retirement income plan that ensures your hard-earned money lasts as long as you do, providing peace of mind and financial security throughout your golden years.
We’re here to help you feel confident you’re getting the most out of your assets during your career, your transition to retirement, and beyond. We will work with you to create a personalized strategy that maximizes your retirement income while minimizing your tax burden.
We don’t just want to tell you what to do—we’re here to help you decide, plan, and enjoy. Our collaborative approach keeps your unique needs and goals at the forefront of every decision we make together.
Here are the four essential areas we focus on to help you pursue your retirement goals, whether you’re looking forward to retirement or you’ve already made it there:
Pre-Retirement Planning
Financial Planning and Savings
- Establish a realistic retirement budget and determine your savings needs.
- Develop a diversified investment strategy tailored to your timeline and risk tolerance.
- Implement tax-efficient strategies to minimize your tax liability and maximize your retirement savings.
Healthcare and Insurance
- Plan for potential healthcare expenses, including long-term care insurance.
- Understand and prepare for Medicare options and enrollment periods.
Lifestyle and Activities
- Define your retirement goals and visualize your ideal retirement lifestyle.
- Choose the right location considering cost of living, climate, and proximity to family.
Estate Planning and Legal Considerations
- Create or update your will, establish trusts, and designate beneficiaries.
- Appoint a power of attorney and verify all essential legal documents are buttoned up.
Post-Retirement Strategy
Financial Management
- Develop strategies to maximize your retirement income, minimize your tax burden, and ensure that your money outlives you.
- Optimize your income sources, including Social Security, pensions, and retirement accounts.
- Ongoing management of your investment portfolio to meet your needs.
Healthcare and Insurance
- Optimize your Medicare benefits and evaluate supplemental insurance options.
- Plan for potential long-term care needs and monitor healthcare expenses.
Lifestyle and Activities
- Discover new hobbies, travel opportunities, and ways to stay socially connected.
- Engage in community involvement and pursue lifelong learning opportunities.
Estate Planning and Legacy
- Regularly review and update your estate plan to reflect current wishes.
- Plan and manage charitable donations and family support.
